LindseyAnn vs. KlingofIran 0-1

[Event "Live Chess"]
[Site "Chess.com"]
[Date "2010.04.03"]
[Round ""]
[White "lindseyann"]
[Black "klingofiran"]
[TimeControl "10"]
[Result "0-1"]
[WhiteELO "1068"]
[BlackELO "1310"]

{Termination "klingofiran won by resignation"}
1.d4 g6 2.c4 Bg7 3.Nf3
{The Modern Opening. I left the book. 3. Nc3 would have been in the opening book.}
3...b6 4.Nc3 Bb7 5.e4 Nf6 6.Bd3 d6 7.O-O Nc6 8.d5
{I was sort of beating myself up over this game, since I haven't won a live game in quite a while. However, so far my play has been pretty solid.}
8...Nb8 9.Bg5 c6 10.Qd2 Qc7 11.Bf4 Nbd7 12.Bc2 O-O-O 13.Ba4
{Nd4 would have been a better way to put pressure on c6, but at least I had the right idea.}
13...c5
{A slight mistake on his part, better would have been Nc5. I could have responded with Rfe1, threatening to play e5, but that is not what I did.}
14.Ne2
{The first big mistake on my part, hung my pawn on e4.}
14...h6 15.Rfc1
{He gave me a chance to save the pawn and I did not take it. Better is Qc2}
15...Nxe4 16.Qc2 f5 17.Nd2 Ndf6 18.f3 Nxd2 19.Qxd2
{I should have taken back with my bishop here. Two points to make here: Capturing back with the bishop would have allowed me to then play Bc3, blocking the critical diagonal that eventually lead to my downfall. Also, I never noticed that I could put pressure onto his weak pawn with Nd4, which could have been played after the bishop moves.}
19...Kb8 20.b4
{Probably would have been better to focus on the king side where I could have actually gotten some counter play.}
20...Nxd5
{He played this move in order to distract me into taking and forgetting about my rook. That's exactly what happen, but he's trading two minor pieces for a rook which isn't considered technically right (however, it may be different when playing against someone like me).}
21.cxd5 Bxa1 22.Rxa1 g5 23.Bg3 f4 24.Bf2
{He's effectively put my bishop out of commission, which makes his rook advantage more apparent.}
24...Bxd5
{Wow, he hung his bishop and I missed it. I think I was already feeling defeated at this point, which is never helpful.}
25.Nc3
{This couldn't have been a worse response. I knew his bishops was hanging because that's why I moved my knight, but in moving my knight I cut off the queen from protecting the b4 pawn.}
25...Bc6 26.Re1 Bxa4 27.Nxa4 Qc6 28.Nb2 Qd7 29.Nd3 Qf5 30.Re2
{Note to self: when playing life games, look for hanging opponent pieces. I could have just taken Rxe7.}
30...Rde8 31.Qe1
{A blunder and I resigned in despair.}
31...Qxd3
0-1